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The Pre-Listing Fixes That Make Your House Easier to Insure
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: On the Mississippi Gulf Coast, the best pre-listing repairs are the ones that make your house easier for a buyer to insure. A local insurance advisor ranks the top three this way: replace an older roof, trim tree limbs away from

Can You Take Over the Seller's Flood Insurance Policy?
By Randy Richardson, Broker Associate, The 4th Right Team This post is part of our Mississippi Gulf Coast home insurance guide. Quick Answer: Yes. When you buy a home on the Mississippi Gulf Coast, the seller can usually assign their NFIP flood insurance policy to you at closing, and FEMA confirms t

Closing Costs on a $270K Gulf Coast Condo, Line by Line
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: On a $270,000 condo that closed on the Mississippi Gulf Coast in spring 2026, the buyer brought about $8,303 to the table on top of a $100,000 down payment. That's about 3.1% of the price. Only about $4,311 of it was true fees f








