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Gulf Hills and Belle Fontaine Beach: Two Very Different Ways to Live Near Ocean Springs
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: Gulf Hills and Belle Fontaine Beach both carry Ocean Springs addresses, but they're different places to own a home. Gulf Hills is an established, unincorporated community of about 8,500 people on the north side of Old Fort Bayou

Selling a Mississippi Gulf Coast Home With an Assumable VA Loan
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: If you're selling a Gulf Coast home with a VA loan, a buyer can take over your loan at your original interest rate, and they don't have to be a veteran to do it. With Freddie Mac's 30-year average at 6.95% as of September 17, 20

Escrow Shock: Why Your Mortgage Payment Jumped in Year Two on the Gulf Coast
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: If your Mississippi Gulf Coast mortgage payment jumped in year two, it's almost always the escrow account, not your loan. Your first year's escrow was usually built off the seller's tax bill and your first insurance premium. Whe








