Should You Wait for Mortgage Rates to Drop Before Buying?
By Randy Richardson, Broker Associate, The 4th Right Team at Century 21 J. Carter & Company. Quick Answer: Probably not, if you're financially ready now. The 30-year fixed rate averaged 6.65% as of August 20, 2026, according to Freddie Mac, and most major forecasters expect rates to stay in the mid
Should You Use Your 401(k) for a Gulf Coast Down Payment?
By Randy Richardson, Broker Associate, The 4th Right Team at Century 21 J. Carter & Company. Quick Answer: You can pull money from a 401(k) to buy a home on the Mississippi Gulf Coast, but most Coast buyers don't need to. The IRS $10,000 first-time homebuyer penalty exception applies to IRAs, not 4
Is Bay St. Louis, MS a Good Place to Buy a Home?
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: Bay St. Louis is a small coastal city in Hancock County, Mississippi, known for its historic Old Town and a slower, golf-cart-friendly pace. Redfin reported a median sale price of $418,723 for the three months ending August 2026
Randy Richardson
Phone:+1(228) 547-9999