Can You Take Over the Seller's Flood Insurance Policy?
By Randy Richardson, Broker Associate, The 4th Right Team This post is part of our Mississippi Gulf Coast home insurance guide. Quick Answer: Yes. When you buy a home on the Mississippi Gulf Coast, the seller can usually assign their NFIP flood insurance policy to you at closing, and FEMA confirms t
Closing Costs on a $270K Gulf Coast Condo, Line by Line
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: On a $270,000 condo that closed on the Mississippi Gulf Coast in spring 2026, the buyer brought about $8,303 to the table on top of a $100,000 down payment. That's about 3.1% of the price. Only about $4,311 of it was true fees f
Coastal A Zones and the LiMWA Line: What an AE Rating Won't Tell You on the Mississippi Gulf Coast
By Randy Richardson, Broker Associate, The 4th Right Team Quick Answer: A Coastal A Zone is the part of a FEMA AE flood zone closest to open water, where a 1% annual chance storm can push breaking waves 1.5 to 3 feet high. The LiMWA, short for Limit of Moderate Wave Action, is the line on the flood
Randy Richardson
Phone:+1(228) 547-9999