Do You Need a Separate Wind Policy on the MS Gulf Coast?

Quick Answer: Most buyers on the Mississippi Gulf Coast no longer need a separate wind policy. Nearly every homeowners carrier writing here today includes wind and hail in the base policy, and at least one is offering a flat $500 wind deductible all the way down to the water. The Mississippi Windsto
Downsizing on the MS Gulf Coast: What 55+ Sellers Need to Know in 2026

  Quick Answer: Downsizing on the Gulf Coast comes with real tax relief for sellers 55 and older this year. Mississippi raised its homestead exemption for homeowners 65 and up from $7,500 to $12,500 of assessed value starting January 1, 2026, which can wipe out property tax entirely on a smaller hom
The 4 Kinds of Waterfront on the Mississippi Gulf Coast

Quick Answer: There are four kinds of waterfront on the Mississippi Gulf Coast, and they aren't interchangeable. Beachfront on Highway 90 faces the Mississippi Sound, not the open Gulf, and the sand in front of you is a 26-mile man-made public beach the county has maintained since 1951. Bay front si
Randy Richardson

Randy Richardson

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