Do You Need a Separate Wind Policy on the MS Gulf Coast?

  By Randy Richardson, Broker Associate, The 4th Right Team This post is part of our Mississippi Gulf Coast home insurance guide. Quick Answer: Most buyers on the Mississippi Gulf Coast no longer need a separate wind policy. Nearly every homeowners carrier writing here today includes wind and hail i
Downsizing on the MS Gulf Coast: What 55+ Sellers Need to Know in 2026

By Randy Richardson, Broker Associate, The 4th Right Team at Century 21 J. Carter & Company.  Quick Answer: Downsizing on the Gulf Coast comes with real tax relief this year, and the biggest piece kicks in at 65. Mississippi raised its homestead exemption for homeowners 65 and older, or 100% totally
The 4 Kinds of Waterfront on the Mississippi Gulf Coast

By Randy Richardson, Broker Associate, The 4th Right Team at Century 21 J. Carter & Company.  Quick Answer: There are four kinds of waterfront on the Mississippi Gulf Coast, and they aren't interchangeable. Beachfront on Highway 90 faces the Mississippi Sound, not the open Gulf, and the sand in fron
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