Moss Point, MS 39562 vs 39563: What Buyers Need to Know

By Randy Richardson, Broker Associate, The 4th Right Team at Century 21 J. Carter & Company. 

Quick Answer: Moss Point is a city in Jackson County, Mississippi, where the Escatawpa and Pascagoula Rivers meet, about 36 miles from Mobile and 22 miles from Biloxi. It's mostly served by two zip codes, 39562 and 39563, and they behave like two different markets. Redfin reported a median sale price of about $154,000 in 39563 for the three months ending August 2026, up 25%, and about $185,000 in 39562, down about 26%. Price per square foot runs about $87 in 39563 and $136 in 39562. Moss Point is one of the lowest-priced markets on the Mississippi Gulf Coast, but its flood exposure is high, so insurance homework matters.

Which zip codes does Moss Point use?

Moss Point is mostly 39562 and 39563. You'll also see 39581 listed for Moss Point in some sources, but 39581 is mainly a Pascagoula zip. A zip code doesn't tell you which city limits a house sits in, and that matters for taxes, city services, and schools. Confirm city limits for the exact address, and catch the zip before it ends up on a mailer or a search filter.

What is Moss Point, MS actually like?

It's a river city with real history and a hard century behind it. Moss Point incorporated as a city in 1901. It grew up as a lumber and sawmill town on the rivers, and the Moss Point Historic District is listed on the National Register of Historic Places. Industry still runs through town, including the Omega Protein plant on the Escatawpa and the Mississippi Export Railroad.

Katrina hit Moss Point with the strong east side of the storm in 2005, with storm surge topping 20 feet in some sections. Recovery has been slow and uneven, and the population shows it. Moss Point counted 13,704 residents in 2010 and 12,147 in 2020. Any honest guide has to include that.

There's real outdoor draw here, too. The Pascagoula River Audubon Center and Gulf Coast Gator Ranch both operate in the area, and the rivers and bayous offer boating and fishing.

Why do 39562 and 39563 have such different prices?

Because they cover different parts of town with different housing. Redfin shows homes in 39563 selling for about $87 per square foot and homes in 39562 for about $136. That's more than a 50% gap per foot.

That's not a small difference. Two homes with a Moss Point address can be completely different purchases. If you're pulling comps here, the zip code is the first filter, not an afterthought.

How much do homes cost in Moss Point in 2026?

Less than most of the Coast, but the two zips are moving in opposite directions right now. Redfin reported a median of about $154,000 in 39563 for the three months ending August 2026, up 25% from a year earlier, with 25 sales in August. In 39562, the median was about $185,000, down about 26%, with 36 sales in August.

Take both of those swings with real skepticism. With only a few dozen sales a month, a handful of renovated homes or a couple of big properties can move the median a lot. Price per square foot barely moved in 39563, up about 3%, and slipped about 5% in 39562. That's a steadier read on what homes are actually worth.

Homes sell at a decent pace. They averaged 34 days on market in 39563 and 43 in 39562, and they sold for about 94% of list price, roughly 5% to 6% under asking. Redfin rates both zips as somewhat competitive. Buyers have room to negotiate.

If you're weighing an older home, budget for roof age and a full inspection. If a property is on a well, test the water before closing. And if you're a first-time buyer, look at down payment help on the Coast. At these prices, it can go a long way.

How are the schools in Moss Point?

Improving, and the direction matters more than any single year. The Moss Point School District spent years struggling academically. It earned a C from the Mississippi Department of Education for 2021-2022, then moved up to a B for 2022-2023. Accountability grades change every year, so check the current Mississippi Succeeds Report Card before you make a decision based on the letter.

The district runs four schools: Kreole Primary, Escatawpa Upper Elementary, Magnolia Middle, and Moss Point High School. It enrolled about 1,569 students in 2022-2023. Dr. Christopher Williams Sr. was named superintendent in 2025.

Here's the straight answer for buyers. This isn't Ocean Springs or Long Beach, and pretending otherwise doesn't help anybody. But a district that climbed from a C to a B is moving in the right direction, and that kind of trend can show up in home values down the road. Confirm the school assignment for the exact address.

What about flood risk and insurance in Moss Point?

This is a river city, and you need to treat it like one. Moss Point sits where two rivers meet and flooded badly during Katrina. First Street modeling shown on Redfin puts about 78% of properties in 39563 and about 48% in 39562 at severe flood risk over the next 30 years.

That risk isn't spread evenly. Homes near the Escatawpa, the Pascagoula, and the bayous carry very different exposure than homes on higher ground. Pull the FEMA flood zone, get the elevation certificate, and get a real insurance quote for the specific address before you're under contract. With purchase prices this low, a surprise flood premium can take a much bigger bite out of your monthly payment than it would in a pricier market. Here's what that flood zone letter actually costs. Jackson County is also in Mississippi's coastal Wind Pool area, so plan for wind coverage too.

How far is Moss Point from Pascagoula, Biloxi, and Mobile?

Pascagoula and Ingalls Shipbuilding are right next door. Biloxi is about 22 miles west, and Mobile is about 36 miles northeast. Gautier and Ocean Springs sit to the west along I-10 and Highway 90. For a household working at Ingalls or commuting toward Mobile, Moss Point keeps the drive short.

By the Numbers

Median sale price, 39563: about $154,000, three months ending August 2026, up 25% (Redfin)

Median sale price, 39562: about $185,000, three months ending August 2026, down about 26% (Redfin)

Median price per square foot: about $87 in 39563, about $136 in 39562 (Redfin)

Average days on market: 34 in 39563, 43 in 39562 (Redfin)

Properties facing severe flood risk over 30 years: about 78% in 39563, 48% in 39562 (First Street, via Redfin)

City population: 13,704 in 2010, 12,147 in 2020

School district accountability rating: B for 2022-2023, up from C in 2021-2022

The Bottom Line

Moss Point is one of the lowest entry points on the Mississippi Gulf Coast, with the rivers, the history, and Ingalls right next door. The honest picture also includes a shrinking population, high flood exposure, and two zip codes that act like separate markets. It includes a school district that has been moving in the right direction, too. Know which zip you're in, confirm the city limits, price the insurance, and read the comps carefully. When you're ready to look, start with homes for sale in Moss Point.

Keep reading: Pascagoula, MS 39567 and 39581: What Buyers Should Know and Gautier, MS 39553: A 2026 Neighborhood Guide for Buyers

Frequently Asked Questions

What zip codes does Moss Point, MS use?
Moss Point is mostly 39562 and 39563. The 39581 zip is mainly a Pascagoula zip, though some sources list it for Moss Point too. Confirm city limits for the exact address instead of relying on the zip.

How much does a house cost in Moss Point, MS?
Moss Point is one of the lower-priced markets on the Mississippi Gulf Coast, but prices vary sharply by zip code. Homes in 39562 generally sell for more per square foot than homes in 39563, so recent comparable sales in the same zip are the best guide.

Why are homes cheaper in 39563 than 39562?
The two zips cover different parts of Moss Point with different housing. Homes in 39563 have generally sold for noticeably less per square foot than homes in 39562, so the zip code is the first filter when pulling comps.

How are Moss Point schools rated?
The Moss Point School District improved from a C rating for 2021-2022 to a B for 2022-2023. It runs four schools: Kreole Primary, Escatawpa Upper Elementary, Magnolia Middle, and Moss Point High School. Check the current state report card for the latest grade.

Does Moss Point flood?
Yes, parts of it do. Moss Point sits where the Escatawpa and Pascagoula Rivers meet and flooded badly during Hurricane Katrina in 2005. Flood risk varies a lot by location, so check the FEMA flood zone and get an insurance quote for the specific address.

Sources

Redfin, 39563 Housing Market: Median sale price, price per square foot, days on market, homes sold, sale-to-list ratio, competitiveness, and First Street flood risk, three months ending August 2026 (checked September 2026)

Redfin, 39562 Housing Market: Same measures for 39562 (checked September 2026)

Wikipedia, Moss Point, Mississippi: Incorporation, population, zip codes, Katrina impact, historic district, railroad, distances

Wikipedia, Moss Point School District: Schools, enrollment, accountability ratings

WLOX, Moss Point School District names next superintendent, March 2025: Superintendent

Mississippi Code Section 83-34-1: Coast area counties for the Windstorm Underwriting Association

Randy Richardson | Broker Associate
The 4th Right Team | Century 21 J. Carter & Company
📞 Office: (228) 731-3881 | Cell: (228) 547-9999
📧 realtorrandyrichardson@gmail.com
🌐 www.The4thRightTeam.com

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