Moss Point, MS 39562 vs 39563: What Buyers Need to Know

Quick Answer: Moss Point is a city in Jackson County, Mississippi, where the Escatawpa and Pascagoula Rivers meet, about 30 minutes from both Mobile and Biloxi. It's served by two zip codes, 39562 and 39563, and they behave like two completely different markets. Redfin showed a $144,000 median sale price in 39563 over three months ending May 2026, up 15.5%, while RealtyTrac put the 39562 median at $218,170. City-wide, the median hit $142,422 in June 2026, up 18.7% year over year. This is the most affordable market on the Mississippi Gulf Coast, and prices here are rising while several neighbors fall.

One quick thing about the zip codes

If you've been given 39581 for Moss Point, that's a Pascagoula zip. Moss Point uses 39562 and 39563 only. Worth catching before it ends up on a mailer or a search filter.

What is Moss Point, MS actually like?

It's a river city with a real history and a hard century behind it. Moss Point took its name from the moss-draped live oaks where the two rivers meet, and it incorporated in 1901 as the only city in Mississippi to become a city without ever being a town first. It already had over 3,000 residents when it incorporated.

At one point this was the largest pine lumber export center in the country, with as many as nine sawmills running. The Moss Point Historic District is on the National Register, and the city carries both a Mississippi Blues Trail tradition and a Freedom Summer legacy. Omega Protein has run its menhaden plant on the Escatawpa since the 1950s, and the Mississippi Export Railroad has been headquartered here for more than a century, running a 42-mile short line from Pascagoula into Alabama.

Katrina hit Moss Point on the strong east side of the storm in 2005 and much of the city flooded. Recovery has been slow and uneven, and the population reflects that. The city recorded 12,122 residents in the 2020 Census and has continued to decline since. Median household income runs around $44,296. Those numbers are real and any honest guide has to include them.

There's genuine outdoor draw here too. The Pascagoula River Audubon Center and Gulf Coast Gator Ranch both operate in the area, and new commercial development is going in along the I-10 frontage the city calls the River City Mile.

Why do 39562 and 39563 have such different prices?

Because they cover different kinds of ground. 39563 is the older urban core south toward Pascagoula, with smaller lots, older housing, and about 15,733 residents. 39562 stretches north and east into more rural territory toward Escatawpa and the county line, where lots get bigger and newer construction shows up.

The numbers tell it plainly. RealtyTrac put the 39563 median sale price at $128,187 with 129 properties sold over twelve months and sales ranging from $29,900 to $549,000. In 39562, the median was $218,170 with 227 sales and a range up to $1,200,000. Redfin currently shows median list prices of $120,000 in 39563 and $284,950 in 39562.

That's not a small gap. Two homes with the same Moss Point mailing address can differ by more than double. If you're pulling comps here, the zip code is the first filter, not an afterthought.

How much do homes cost in Moss Point in 2026?

Less than anywhere else on this coast, and prices are actually climbing. Redfin's city-wide median hit $142,422 in June 2026, up 18.7% year over year. In 39563 specifically, the three-month median through May 2026 was $144,000, up 15.5%, with price per square foot at $96, reported up 76.1%.

Take that 76% per-square-foot jump with real skepticism. Redfin showed three homes sold in 39563 in a recent month. When a handful of sales set the number, a couple of renovated properties can distort everything. The direction is up, and that much looks consistent across sources, but don't quote the percentage to a client as gospel.

Movoto showed a median list price of $192,000 city-wide in July 2026 with 88 days on market, while Redfin showed 57 days in 39563. Distressed inventory is a factor here in a way it isn't in the rest of the coast. RealtyTrac counted 7 foreclosures, 4 bank-owned properties, and 3 headed to auction in 39563 alone. For investors, that's opportunity. For traditional buyers, it means appraisals can get complicated when nearby comps include distressed sales.

How are the schools in Moss Point?

Improving, and the trajectory matters more than any single year. The Moss Point School District spent years struggling academically. It earned a C rating from the Mississippi Department of Education for 2021-2022, its first time meeting state performance goals in years, then moved up to a B for 2022-2023 with Moss Point High School earning its first A rating. Reporting indicates the district held the B rating through 2024-2025.

The district runs six schools with a student-teacher ratio around 11 to 1, which is one of the smaller ratios in the region. Moss Point High School was established in 1883 and serves about 493 students. Roughly 71% of students qualify as economically disadvantaged. Dr. Christopher Williams Sr. took over as superintendent on July 1, 2025.

Straight answer for buyers. This isn't Ocean Springs or Long Beach, and pretending otherwise doesn't help anybody. But a district that climbed from failing to a B in three years is a district moving the right direction, and that trend usually shows up in property values a few years behind the test scores.

What about flood risk and insurance in Moss Point?

This is a river city and you need to treat it like one. Moss Point sits at the confluence of two rivers and took severe flooding during Katrina. First Street modeling shown through Redfin projects that about 54% of properties in 39562 face risk of severe flooding over the next 30 years.

That risk is not evenly spread. Properties near the Escatawpa, the Pascagoula, and the bayous carry very different exposure than homes on higher ground. Pull the FEMA flood zone, get the elevation certificate, and request an actual insurance quote for the specific address before you're under contract. With purchase prices this low, an unexpected flood premium can be a much larger share of your monthly payment than it would be in a higher-priced market.

By the Numbers

Median sale price, city-wide, June 2026: $142,422, up 18.7%
Median sale price, 39563: about $128,000 to $144,000
Median sale price, 39562: about $218,170
Properties sold over twelve months: 129 in 39563, 227 in 39562
Days on market: about 57 to 88, depending on source
City population, 2020 Census: 12,122
Median household income: about $44,296
School district accountability rating: B, up from C in 2021-2022

The Bottom Line

Moss Point is the lowest entry point on the Mississippi Gulf Coast and one of the few markets here posting double-digit price gains. That combination gets an investor's attention. The honest picture includes a declining population, the lowest household income on the coast, real flood exposure near the rivers, and distressed inventory that complicates appraisals. It also includes a school district that has climbed from failing to a B in three years and new commercial development going in along I-10. Know which zip code you're in, price the insurance, and read the comps carefully.

Frequently Asked Questions

What zip codes does Moss Point, MS use?
Moss Point uses 39562 and 39563. The zip code 39581 belongs to Pascagoula, not Moss Point.

How much does a house cost in Moss Point, MS?
Redfin reported a city-wide median sale price of $142,422 in June 2026, up 18.7% year over year. Prices vary sharply by zip, with 39563 running around $128,000 to $144,000 and 39562 around $218,170.

Why are homes cheaper in 39563 than 39562?
The 39563 zip covers the older urban core of Moss Point south toward Pascagoula, with smaller lots and older housing stock. The 39562 zip extends north and east into more rural territory with larger lots and newer construction.

How are Moss Point schools rated?
The Moss Point School District has improved from a C rating in 2021-2022 to a B rating, with Moss Point High School earning its first A rating for the 2022-2023 school year. The district operates six schools with a student-teacher ratio near 11 to 1.

Does Moss Point flood?
Yes, parts of it do. Moss Point sits where the Escatawpa and Pascagoula Rivers meet and flooded severely during Hurricane Katrina in 2005. First Street modeling projects roughly 54% of properties in 39562 face severe flood risk over 30 years. Check the FEMA flood zone and get an insurance quote for the specific address.

Sources

Redfin (https://www.redfin.com/city/12614/MS/Moss-Point) — City-wide June 2026 median sale price and year-over-year change
Redfin (https://www.redfin.com/zipcode/39563/housing-market) — 39563 median sale price, price per square foot, days on market
Redfin (https://www.redfin.com/zipcode/39562/housing-market) — 39562 pricing and First Street flood risk projection
RealtyTrac (https://www.realtytrac.com/market-trends/moss-point-ms-39563/) — 39563 median, sales volume, distressed inventory
RealtyTrac (https://www.realtytrac.com/market-trends/moss-point-ms-39562/) — 39562 median, sales volume, price range
Movoto (https://www.movoto.com/moss-point-ms/) — July 2026 median list price and days on market
City of Moss Point (https://cityofmosspoint.org/discover/) — Zip codes, 1901 incorporation, lumber history, Omega Protein, Mississippi Export Railroad
Mississippi Gulf Coast National Heritage Area (https://msgulfcoastheritage.ms.gov/downtowns/moss-point/) — Historic district, sawmill history, Audubon Center
Wikipedia (https://en.wikipedia.org/wiki/Moss_Point_High_School) — High school enrollment, founding year, student-teacher ratio
World Population Review (https://worldpopulationreview.com/us-cities/mississippi/moss-point) — 2020 Census population, median household income

Randy Richardson | Broker Associate
The 4th Right Team | Century 21 J. Carter & Company
📞 Office: (228) 731-3881 | Cell: (228) 547-9999
📧 realtorrandyrichardson@gmail.com
🌐 www.The4thRightTeam.com

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