Pascagoula, MS 39567 and 39581: What Buyers Should Know

By Randy Richardson, Broker Associate, The 4th Right Team

Quick Answer: Pascagoula is the Jackson County seat, on the east end of the Mississippi Gulf Coast, with 22,010 residents in the 2020 Census. Redfin reported a median sale price of about $132,000 in the 39567 zip for the three months ending June 2026, at about $90 per square foot, which makes it one of the most affordable cities on the Coast. Ingalls Shipbuilding, the state's largest private single-site employer, and a major Chevron refinery both operate here. For home buying, the two zip codes that matter are 39567 and 39581. Flood exposure is high, so the insurance quote matters as much as the price.

Which zip codes matter for buying a home in Pascagoula?

Pascagoula shows up with as many as six zip codes in some databases, but most of them aren't places you can live. Zip code databases list 39568 and 39569 as PO Box only, meaning they handle mail but not street delivery. 39595 is listed as a unique zip assigned to a single high-volume mail recipient, with no homes attached to it.

If you're searching for property, filtering listings, or building a mailing list, use 39567 and 39581. One wrinkle: some sources list 39581 for parts of Moss Point, too. A zip code doesn't tell you which city limits a house sits in, so confirm the city for the exact address. That affects taxes, city services, and schools.

What kind of city is Pascagoula?

An industrial one, and it doesn't pretend otherwise. Pascagoula incorporated as a village in 1892, became a city in 1901, and later merged with neighboring Scranton. Before World War II it was a quiet fishing town of about 5,000 people. Then shipbuilding arrived and the population took off.

Today Ingalls Shipbuilding builds ships for the U.S. Navy here and is Mississippi's largest private single-site employer. Chevron runs one of its biggest refineries in town, and the Port of Pascagoula is a deep-water port. Those operations shape the whole city.

There's real history here, too. The La Pointe-Krebs House on Fort Street was built around 1757 and is one of the oldest buildings on the Gulf Coast. The Singing River legend, about the Pascagoula people walking into the river together, gives the river its nickname. The Pascagoula River Audubon Center sits just up the river in Moss Point.

Here's the thing that shapes everything else. A lot of the people who work at Ingalls and Chevron don't live in Pascagoula. They live in Gautier, Ocean Springs, Moss Point, and Vancleave, and they drive in. Pascagoula is where much of the Coast works. It isn't always where the Coast lives, and that gap explains a lot about the housing market.

How much do homes cost in Pascagoula in 2026?

Less than most of the Coast. Redfin reported a median sale price of about $132,000 in 39567 for the three months ending June 2026, down about 2% from a year earlier. Price per square foot slipped about 6% to $90.

39581 looks very different on paper right now. Redfin shows a median of about $99,000 for the three months ending August 2026, down 39%, at just $51 per square foot. Take that with real caution. With only about two dozen sales a month, an average that swings that hard usually means the mix of what sold changed, not that every house lost 40% of its value. Price a home in either zip off recent comparable sales on the same streets, not a zip-wide median.

Homes move at a steady pace. In 39567, they averaged 31 days on market, down from 48 a year earlier, and sold for about 94% of list price. In 39581, they sold for about 91% of list. Redfin rates both zips as somewhat competitive. If you're buying, you have room to negotiate. If you're selling, price to today's comps and be realistic about condition.

Why is Pascagoula cheap when it has the state's biggest employer?

Fair question, and the answer is mostly history. Pascagoula counted 26,200 residents in 2000, 22,392 in 2010, and 22,010 in 2020. Katrina flooded nearly 92% of the city in 2005, and the recovery was uneven.

At the same time, the communities around it grew. When workers can buy newer construction on a bigger lot in Vancleave, or pick the Ocean Springs schools, and still reach the shipyard in half an hour, a lot of them do. That's not a knock on Pascagoula. It's what happens when a small industrial city sits inside a county with plenty of land.

For a buyer, that history is your advantage. A median around $130,000 near the state's biggest private employer is an unusually low price of entry, and it's why this market draws first-time buyers and investors. If you're buying your first home, look at down payment help on the Coast. At these prices, it goes a long way.

What schools serve Pascagoula, MS?

The Pascagoula-Gautier School District, which runs 19 schools and enrolled about 6,590 students in 2024-2025 across both cities. The district earned a B in the Mississippi Department of Education's 2025-26 accountability grades, released in October 2026, with 651 points. Pascagoula High School earned a B too. These are the first grades under the state's tougher standards, so don't compare them to older reports. Check the current Mississippi Succeeds Report Card for the specific school your address is zoned for before you make a decision based on the letter.

Confirm zoning for the specific address, too. The district spans two cities, and boundaries can shift.

What about flood risk and insurance in Pascagoula?

This is a low-lying coastal city on a river delta. Its official elevation is about 9.8 feet, and nearly 92% of the city flooded during Katrina. First Street modeling shown on Redfin puts about 99% of properties in 39581 at severe flood risk over the next 30 years. Redfin didn't have current flood data for 39567 when I checked.

Flood exposure still varies by street, with homes near the beach, the river, and the bayous carrying different risk than homes farther from the water. Pull the FEMA flood zone and elevation certificate for the specific address. Then get a real insurance quote before you go under contract.

Here's what that flood zone letter actually costs. Jackson County is in Mississippi's coastal Wind Pool area, so plan for wind coverage, too.

At a purchase price around $130,000, flood and wind premiums can take a much bigger share of your monthly payment than they would in a pricier market. Buyers here sometimes budget carefully for the mortgage and get blindsided by the insurance. Don't be that buyer.

By the Numbers

Median sale price, 39567: about $132,000, three months ending June 2026, down about 2% (Redfin)
Median price per square foot, 39567: about $90 (Redfin)
Median sale price, 39581: about $99,000, three months ending August 2026, down 39% on thin sales (Redfin)
Average days on market, 39567: 31, down from 48 (Redfin)
Properties facing severe flood risk over 30 years, 39581: about 99% (First Street, via Redfin)
City population: 26,200 in 2000, 22,010 in 2020
Share of the city flooded during Katrina: nearly 92%
Pascagoula-Gautier School District: 19 schools, about 6,590 students
Pascagoula-Gautier School District, 2025-26 state grade: B, 651 points
Real estate zip codes: 39567 and 39581

The Bottom Line

Pascagoula is one of the most affordable cities on the Mississippi Gulf Coast and one of its biggest job centers, which is an unusual combination. A median around $130,000 near the state's largest private single-site employer puts homeownership within reach for people who'd be priced out twenty minutes west. The honest picture includes soft prices, a shrinking population, older housing, and flood exposure that's among the highest on the Coast. If you're buying to live near your job or to hold rental property near a stable employer, the math here can work. If you're counting on appreciation, look at the trend line first, and price the insurance before anything else. When you're ready to look, start with homes for sale in Pascagoula.

Keep reading: Moss Point, MS 39562 vs 39563: What Buyers Need to Know and Gautier, MS 39553: A 2026 Neighborhood Guide for Buyers

Frequently Asked Questions

What zip codes does Pascagoula, MS use?
For real estate, Pascagoula uses 39567 and 39581. Zip code databases list 39568 and 39569 as PO Box only, and 39595 as a unique zip for a single high-volume recipient. Some sources also list 39581 for parts of Moss Point, so confirm city limits for the exact address.

How much does a house cost in Pascagoula, MS?
Pascagoula is one of the most affordable cities on the Mississippi Gulf Coast. So few homes sell each month that zip-wide medians swing a lot, so recent comparable sales on the same streets are the best guide.

Is 39567 or 39581 more expensive in Pascagoula?
Recent sales have run lower in 39581, but that zip's numbers have swung hard on a small number of sales. Neighborhood, condition, and flood zone matter more than the zip itself, so compare homes street by street.

What school district serves Pascagoula, MS?
The Pascagoula-Gautier School District, which runs 19 schools with about 6,590 students across Pascagoula and Gautier. It earned a B on the 2025-26 state grades, and Pascagoula High School earned a B. Check the current state report card for the latest grade, and confirm zoning for the exact address.

Why are homes so cheap in Pascagoula?
Pascagoula's population fell from 26,200 in 2000 to 22,010 in 2020 while nearby communities grew. Hurricane Katrina flooded nearly all of the city in 2005. Many Ingalls and Chevron workers live in nearby towns and commute in, which keeps home demand lower than the local job base would suggest.

Sources

Redfin, 39567 Housing Market (median sale price, price per square foot, days on market, sale-to-list ratio, competitiveness, three months ending June 2026, checked September 2026): https://www.redfin.com/zipcode/39567/housing-market
Redfin, 39581 Housing Market (median sale price, price per square foot, sale-to-list ratio, competitiveness, and First Street flood risk, three months ending August 2026, checked September 2026): https://www.redfin.com/zipcode/39581/housing-market
WXXV, South Mississippi school districts earn high marks under tougher state accountability standards, October 2026 (2025-26 district grades and points): https://www.wxxv25.com/south-mississippi-school-districts-earn-high-marks-under-tougher-state-accountability-standards-for-2025-26-school-year/
WLOX, South Mississippi schools earn top grades under new MDE standards, October 2026 (2025-26 high school grades): https://www.wlox.com/2026/10/15/south-mississippi-schools-earn-top-grades-under-new-mde-standards/
Wikipedia, Pascagoula, Mississippi (population by census, county seat, incorporation, Ingalls, Chevron, La Pointe-Krebs House, Katrina flooding, elevation, school district): https://en.wikipedia.org/wiki/Pascagoula,_Mississippi
Wikipedia, Pascagoula-Gautier School District (school count and enrollment): https://en.wikipedia.org/wiki/Pascagoula-Gautier_School_District
Zip-Codes.com, Pascagoula MS (PO Box and unique zip code designations): https://www.zip-codes.com/city/ms-pascagoula.asp
Mississippi Code Section 83-34-1 (coast area counties for the Windstorm Underwriting Association): https://law.justia.com/codes/mississippi/title-83/chapter-34/section-83-34-1/

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About the Author
Randy Richardson is a Broker Associate and Team Leader of The 4th Right Team at CENTURY 21 J. Carter & Company. He serves buyers and sellers across the Mississippi Gulf Coast.

Randy Richardson | Broker Associate
The 4th Right Team | Century 21 J. Carter & Company
📞 Office: (228) 731-3881 | Cell: (228) 547-9999
📧 realtorrandyrichardson@gmail.com
🌐 www.The4thRightTeam.com

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