What Is the Mississippi Wind Pool, and Do You Need It?
Quick Answer: The Mississippi wind pool is the Mississippi Windstorm Underwriting Association, or MWUA. It's a state-created insurer of last resort that sells wind and hail coverage only, in six coastal counties: George, Hancock, Harrison, Jackson, Pearl River and Stone. Here's what changed. Most bu
Pre-Katrina Home or Post-2005 Rebuild: Which Is Better?
Quick Answer: Building codes on the Mississippi Gulf Coast changed hard after 2005. House Bill 1406 required five coastal counties, Hancock, Harrison, Jackson, Pearl River and Stone, to enforce wind and flood mitigation requirements they can't opt out of. Post-2005 homes generally have stronger roof
Coast Buyers: Get the Insurance Quote Before the Offer
Quick Answer: On the Mississippi Gulf Coast, you get the insurance quote before you write the offer, not after. Insurance here isn't a rounding error on your escrow. Published estimates for Gulfport put annual homeowners premiums anywhere from about $3,700 to nearly $8,000 depending on the source an
Randy Richardson
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