Is Biloxi, MS a Good Place to Buy a Home in 2026?

Quick Answer: Biloxi is Mississippi's fourth-largest city and its most recognized Gulf Coast destination, home to eight casino resorts along Beach Boulevard. The typical home value is $226,754, up 0.6% over the past year, according to Zillow. The city is covered by seven zip codes, though a few of those are PO Box designations rather than residential areas, and most of Biloxi falls under one school district while a slice of the east side falls under another.

Where Is Biloxi, and What's It Like?

Biloxi sits on a peninsula on the Mississippi Gulf Coast in Harrison County, between Gulfport and Ocean Springs. About 48,900 people live here, spread across roughly 42.9 square miles, according to the U.S. Census Bureau. The city is known for its casino resorts along Beach Boulevard, its seafood and shipbuilding history, and its museums, including the Ohr-O'Keefe Museum of Art.

The city's postal footprint covers 39530, 39531, 39532, 39533, 39534, 39535, and 39540, but 39533, 39534, and 39535 are PO Box zip codes rather than residential delivery areas. The two zip codes with the most homes are 39530, which covers the historic downtown and Point Cadet area, and 39532, which covers the newer inland and northeastern parts of the city.

What Does a Home in Biloxi Cost Right Now?

Zillow's Home Value Index puts the typical home value in Biloxi at $226,754, up 0.6% over the past year, with homes going to pending sale in around 46 days on average. That's Zillow's estimate of typical value across the market, not a list price or a closed sale price.

Redfin reports a median sale price of $279,748 as of June 2026, up 6.9% from a year earlier. We weren't able to pull a Realtor.com-specific number for this guide, so treat that as a gap to check before publishing if you need it. Home values in Biloxi run close to the Mississippi Gulf Coast average and above nearby Gulfport, which locals often attribute to the casino and beachfront economy.

What Kinds of Homes Will You Find?

Biloxi has a mix of historic homes near downtown and Point Cadet, newer subdivisions toward 39532, and condo and high-rise development along the beachfront tied to the casino corridor. Because Biloxi sits on a peninsula, elevation and flood exposure vary quite a bit block by block, which matters more here for home style and construction standards than in most Gulf Coast cities.

What's the Commute Like?

The average commute time for Biloxi residents is about 21.3 minutes, based on 2024 Census-based estimates. Keesler Air Force Base sits within city limits and is a major local employer, and Gulfport-Biloxi International Airport is a short drive west. We won't promise a specific number of minutes to any one job center, since that depends on where in the city you land.

Parks and Recreation

The City of Biloxi's Parks and Recreation Department maintains city parks, playgrounds, ball fields, and two community centers, according to the department's own materials. Point Cadet Plaza, on the eastern end of the beachfront district, has a playground and splash pad overlooking Biloxi Bay. The city's 26 miles of manmade beach run along Highway 90, and Deer Island, just offshore, is reachable by kayak from Point Cadet Marina.

Shopping, Dining, and Everyday Errands

Biloxi's defining feature is its casino corridor along Beach Boulevard, home to resorts including Beau Rivage, Hard Rock, Golden Nugget, Harrah's Gulf Coast, IP Casino Resort, Boomtown, Palace Casino Resort, and Treasure Bay, according to Mississippi Gulf Coast tourism sources. Beyond the casinos, downtown Biloxi and the Point Cadet area have local restaurants, the Maritime and Seafood Industry Museum, and the Ohr-O'Keefe Museum of Art. Everyday shopping and grocery options are spread along the main corridors inland from the beach.

Schools

Most of Biloxi is served by the Biloxi Public School District (biloxischools.net), which runs 10 schools according to federal NCES data. A portion of the city's east side, including some 39532 addresses, falls instead under the Harrison County School District, which serves D'Iberville High School. Which district and which specific school a home is zoned for depends on the exact address, not the zip code as a whole. Confirm school assignment directly with the district before you buy.

Practical Things to Weigh

Because Biloxi sits on a peninsula between the Gulf and Back Bay, flood zone status and elevation requirements vary significantly by block, so get a flood determination for any specific address. Homeowners and windstorm insurance costs can run higher closer to the beachfront casino corridor. And because two districts serve the city, don't assume a zip code guarantees a specific school.

By the Numbers

Typical home value: $226,754, up 0.6% year over year (Zillow)
Median sale price: $279,748, up 6.9% year over year (Redfin, June 2026)
Population: approximately 48,900 (U.S. Census Bureau, 2024)
City area: 42.9 square miles
Average commute time: 21.3 minutes (Census-based estimate, 2024)
Casino resorts along Beach Boulevard: 8 (Coastal Mississippi)
Public schools in Biloxi Public School District: 10 (NCES)
Manmade beach along Biloxi: 26 miles (Coastal Mississippi)

The Bottom Line

Biloxi combines a historic downtown, a major casino and hospitality economy, and a range of housing from historic homes to beachfront condos, all inside one peninsula city. The trade-offs are flood exposure that varies block by block and two school districts covering different parts of town. Check the specific address before you commit.

Frequently Asked Questions

Is Biloxi, MS a buyer's market or a seller's market right now?
Recent data shows sale prices rising year over year, with homes taking longer to go pending than in some neighboring cities, which points toward a fairly balanced market overall.

What's the median home price in Biloxi?
Estimates vary by source. Zillow's typical home value is $226,754. Redfin's median sale price is $279,748. Check current MLS data or Realtor.com directly for the most current number.

Does Biloxi flood?
Flood risk varies significantly by block, since the city sits on a peninsula between the Gulf and Back Bay. Always pull a flood zone determination for any specific address.

What school district is my house in if I buy in Biloxi?
Most of the city falls under the Biloxi Public School District, but part of the east side falls under the Harrison County School District. Confirm the exact assignment with the district for your address.

Are all of Biloxi's zip codes residential?
No. Of the seven zip codes covering Biloxi, three (39533, 39534, and 39535) are PO Box designations rather than residential delivery areas.

What's Biloxi known for?
Biloxi is known for its casino resorts along Beach Boulevard, its seafood and shipbuilding history, and museums including the Ohr-O'Keefe Museum of Art.

Is Biloxi close to the airport?
Yes, Gulfport-Biloxi International Airport is a short drive from most of the city.

What's the beach like in Biloxi?
Biloxi has about 26 miles of manmade sand beach running along Highway 90, backed by the casino and hotel corridor.

Sources
Zillow, Biloxi, MS Home Values, updated June 30, 2026, https://www.zillow.com/home-values/51003/biloxi-ms/
Redfin, Biloxi, MS Homes for Sale, accessed August 2026, https://www.redfin.com/city/1643/MS/Biloxi
U.S. Census Bureau, American Community Survey 2024 (via Census Reporter), http://censusreporter.org/profiles/16000US2806220-biloxi-ms/
Data USA, Biloxi, MS Profile, https://datausa.io/profile/geo/biloxi-ms
City of Biloxi, Parks & Recreation, https://biloxi.ms.us/residents/parks-recreation/about-us/
Coastal Mississippi, Experience Biloxi, https://www.coastalmississippi.com/casinos/biloxi/
National Center for Education Statistics, Biloxi Public School District, https://nces.ed.gov/ccd/districtsearch/district_detail.asp?Search=1&State=28&ID2=2800630
United States Zip Codes, ZIP Code 39530, https://www.unitedstateszipcodes.org/39530/

Randy Richardson | Broker Associate
The 4th Right Team | Century 21 J. Carter & Company
📞 Office: (228) 731-3881 | Cell: (228) 547-9999
📧 realtorrandyrichardson@gmail.com
🌐 www.The4thRightTeam.com

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